Disability / Work Injury Benefit
Work injuries are divided into four categories: (i) permanent total incapacity (ii) permanent partial incapacity (iii) temporary incapacity and (iv) fatal injury leading to death of a worker.
In the case of permanent incapacity/disability, the work benefit is 75% of an insured worker's earnings.
In case of permanent partial disability when the assessed degree of disability is between 31-99%, a percentage of the total disability pension is paid according to the assessed degree of disability. If the assessed degree of disability is less than 30%, the worker is entitled to a lump sum of 15 times their average monthly earnings.
In the case of temporary disability, 75% of a worker's monthly average salary is paid for 12 months. This can be extended to a maximum of 24 months in special cases. Temporary disability benefit is paid after a 3-day waiting period.
In the case of temporary partial disability, a percentage of salary as determined by the Compensation Commissioner's Office is paid for up to 12 months. This can be extended to a maximum of 24 months in special cases. Temporary partial disability benefit is paid periodically or as a lump sum amount.
In the case of fatal injury, dependents (widow/widower, children) will receive the survivors' pension. 40% of the permanent total disability pension a deceased worker would have received, if assessed with permanent total disability, is paid to the widow/widower with permanent disability. This pension does not cease on re-marriage. 20% of the permanent total disability pension a deceased worker was entitled to receive is paid for each unmarried orphan younger than 18 years. There is no age limit for disabled children. The law also provides for a funeral grant.
Source: §47-55 & Schedule 4 of the Compensation for Occupational Injuries and Diseases Act No. 130 of 1993