Disability / Work Injury Benefit
Work injuries are divided into four categories: (i) permanent total incapacity (ii) permanent partial incapacity (iii) temporary incapacity and (iv) fatal injury leading to death of a worker.
In the case of permanent incapacity/disability, the work benefit is 75% of an insured worker's earnings.
In case of permanent partial disability when the assessed degree of disability is between 31-99%, a percentage of the total disability pension is paid according to the assessed degree of disability. If the assessed degree of disability is less than 30%, the worker is entitled to a lump sum of 15 times their average monthly earnings.
In the case of temporary disability, 75% of worker's monthly average salary is paid for 12 months. This can be extended to a maximum of 24 months or more in special cases. Temporary disability benefit is paid after 3-day waiting period.
In case of temporary partial disability, percentage of salary as determined by the Compensation Commissioner's Office is paid for up to 12 months. This can be extended to a maximum of 24 months in special cases. Temporary partial disability benefit is paid periodically or as a lump sum.
In the case of fatal injury, dependents (widow/widower, children) receive survivors' pension. 40% of the permanent total disability pension a deceased worker would have received, if assessed with permanent total disability, is paid to the widow/widower with permanent disability. This pension does not cease on remarriage. 20% of the permanent total disability pension a deceased worker was entitled to receive is paid for each unmarried orphan younger than 18 years. No age limit for disabled children. Law also provides for funeral grant.
Source: §47-55 & Schedule 4 of the Compensation for Occupational Injuries and Diseases Act No. 130 of 1993; ISSA Country Profile for South-Africa, 2017